Is xrp a good investment now?
XRP, the original encrypted currency of the Ripple, attracts great attention to the price swing recently. As of June 20, 2025, XRP is traded in About $ 2.15, A huge jump exceeding 334 % from $ 0.49 a year ago.
But is XRP a good investment now?
Let’s disintegrate the facts and modern trends and what experts expect.
XRP holds a steady though concerns
Over the past few years, the growth of XRP prices has been stopped through its legal battle with the US Securities and Stock Exchange Committee (SEC), but its last performance has been mixed.
In March 2025, the price decreased by 2.56 %, followed by an increase of 4.84 % in April, a slight decrease of 0.78 % in May. Meanwhile, in June, XRP was often flat, with prices at about $ 2.17. This indicates that in the stage of unification, waiting for the next big batch.
However, the activity on the chain is low, as active portfolios have decreased from 100,000 to less than 20,000 since December. This indicates that many of them carry, not the use of XRP-is a source of concern for a long-term benefit.
The main factors to watch
There are several factors that affect whether XRP is a good investment:
Organizational clarity: The ongoing settlement talks between Ripple and SEC helped reduce legal uncertainty, and now, all eyes on August 15.
Xrp etf approvalThe main catalyst for XRP ETF approval is safety. Despite this, Polymarket predicts 89 % opportunity for XRP ETF For approval by the end of 2025.
Institutional adoption: Ripple partnerships with banks and payment networks are crucial. Currently, XRP is used in real world payments, which enhances demand. It is now associated with a series of Thor and United Arab Emirates banks such as Xand Bank and Momo, and distinctive real estate.
Ripple also acquired large companies such as Metaco and Hidden Road, which deals with $ 3 trillion annually.
Expert predictions: XRP PRICE EYING $ 14
Although MIKYBULL CRYPTO says the current styles of XRP 2017. If the same thing happens now, XRP can jump from $ 2.19 to about $ 14, indicating a large gathering in the foreground.
Despite optimism, the XRP price is still volatile. Analysts say whether the adoption slows down or the rules become tougher, as it may decrease or remain flat ranging from $ 1.80 to $ 2.