Chime is a financial technology company, not a bank. Banking services and discount card provided by Bancorp Bank Na or Stride Bank, NA, FDIC members.
ATMs: ATM withdrawal fee may apply outside the network except for Moneypass ATMs in 7-Eleven, or AllPoint or Visa Plus Alliance ATM.
Deposit: Once the retailer accepts your money, the money will be transferred to your harmony verification account. Cash deposit fees may be applied if the use of a retailer is other than Walgrens and Duane Reade.
Mobile phone deposit: The eligibility for the auditor of the mobile phone is determined by harmony according to its own estimate and can be granted based on various factors including, to name a few, the case of registration of the direct deposit of the member.
Harmonized savings account: Reinforcement account is required to be eligible for a savings account.
APY: The annual percentage (“” APY “) may change at any time. APY which was detected accurate from September 20, 2023. There is no minimum balance required. You must have $ 0.01 in savings to earn interest.
Early salaries: Early access to direct deposit boxes depends on the timing of submitting the payment file from the motivation. We generally make these funds available on the day the payment file is received, which may reach two days from the date of the scheduled payment.
Credit facility: To apply for a credit creator, you must have an active Chime® account.
Spotme: Spotme® for Credit Builder is an optional credit line/no benefit/no fees related to the guaranteed deposit account; SpotMe on Debit is an optional service. There is no fee attached to your harmony verification (individually or collectively, “Spotme”). Spotme requires $ 200 or more in direct deposits to calculate your ring verification every month. The qualified members will be allowed to get to obtain a verification account for their ringing and/or their guaranteed deposit account up to $ 20, but it may be later qualified to get a higher limit consisting of $ 200 or more based on a member ringing record, direct deposit frequency, spending activity and other risk -based factors. Your SpotMe limit for you will be displayed in the Ring Mobile application. You will receive a notice of any changes to your Spotme. SpotMe credit builder and Spotme on the opponent shares a single SpotMe limit. Your SpotMe limit may change at any time, when you bet or estimate banking partners. Although there are no fees for exposed withdrawal, there may be fees outside the network or a third -party fee linked to ATM transactions or OTC’s cash withdrawal fees at retailers. SpotMe will not cover non -cards, including ACH transfers, payment of anyone, or harmonious check notebook transactions. SpotMe terms and conditions.
Federal tax approval direct deposit: Harmoning members may choose to deposit the states and/or federal tax applications with harmony. They may choose to deposit regardless of preparing the taxes they choose. They do not need to submit the application through harmony in order to deposit their money. If one of the members deposits their federal recovery, they may get up to 6 days early. This only applies to federal, not state. When marketing tax recovery speed, the following elements must always include: Federal tax recovery, up to 6 early days, with direct deposit.
MyPay®Mypay® is only served in selected cases. To be eligible to get MyPay, you must receive mypay direct deposits to your resonance verification account as shown in the MyPay Agreement. Live MYPAT deposit is a qualified deposit from the employer, a salary provider, a government economy motivation, government advantages, or another source of income allowed by automatic clearing (“” ACH “) or the original credit treatment (” Oct “). Your mypay credit and the pre -amount available at any time may change. MyPay is a credit line, and is based on the limits available on the estimated criteria for income and risks. Credit qualified members may be offered between 20 and 500 dollars per payment period. Your credit limit and the maximum advanced available for you will be displayed in the Chime app. MyPay is only currently available for qualified harmony members in some states. Other restrictions may apply. See the BancorP Mypay or MyPay Stride Agreement to get details. To be eligible to get MyPay, you must receive mypay direct deposits to your resonance verification account as shown in the MyPay Agreement. Live MYPAT deposit is a qualified deposit from the employer, a salary provider, a government economy motivation, government advantages, or another source of income allowed by automatic clearing (“” ACH “) or the original credit treatment (” Oct “). Your mypay credit and the pre -amount available at any time may change. MyPay is a credit line, and is based on the limits available on the estimated criteria for income and risks. Credit qualified members may be offered between 20 and 500 dollars per payment period. Your credit limit and the maximum advanced available for you will be displayed in the Chime app. MyPay is only currently available for qualified harmony members in some states. Other restrictions may apply. Sees Pancorp Mypay Agreement or https://www.chime.com/policies/stride/mypay/ For more details.
ATMs: ATM withdrawal fee may apply outside the network except for Moneypass ATMs in 7-Eleven, or AllPoint or Visa Plus Alliance ATM.
Deposit: Once the retailer accepts your money, the money will be transferred to your harmony verification account. Cash deposit fees may be applied if the use of a retailer is other than Walgrens and Duane Reade.
Mobile phone deposit: The eligibility for the auditor of the mobile phone is determined by harmony according to its own estimate and can be granted based on various factors including, to name a few, the case of registration of the direct deposit of the member.
Harmonized savings account: Reinforcement account is required to be eligible for a savings account.
APY: The annual percentage (“” APY “) may change at any time. APY which was detected accurate from September 20, 2023. There is no minimum balance required. You must have $ 0.01 in savings to earn interest.
Early salaries: Early access to direct deposit boxes depends on the timing of submitting the payment file from the motivation. We generally make these funds available on the day the payment file is received, which may reach two days from the date of the scheduled payment.
Credit facility: To apply for a credit creator, you must have an active Chime® account.
Spotme: Spotme® for Credit Builder is an optional credit line/no benefit/no fees related to the guaranteed deposit account; SpotMe on Debit is an optional service. There is no fee attached to your harmony verification (individually or collectively, “Spotme”). Spotme requires $ 200 or more in direct deposits to calculate your ring verification every month. The qualified members will be allowed to get to obtain a verification account for their ringing and/or their guaranteed deposit account up to $ 20, but it may be later qualified to get a higher limit consisting of $ 200 or more based on a member ringing record, direct deposit frequency, spending activity and other risk -based factors. Your SpotMe limit for you will be displayed in the Ring Mobile application. You will receive a notice of any changes to your Spotme. SpotMe credit builder and Spotme on the opponent shares a single SpotMe limit. Your SpotMe limit may change at any time, when you bet or estimate banking partners. Although there are no fees for exposed withdrawal, there may be fees outside the network or a third -party fee linked to ATM transactions or OTC’s cash withdrawal fees at retailers. SpotMe will not cover non -cards, including ACH transfers, payment of anyone, or harmonious check notebook transactions. SpotMe terms and conditions.
Federal tax approval direct deposit: Harmoning members may choose to deposit the states and/or federal tax applications with harmony. They may choose to deposit regardless of preparing the taxes they choose. They do not need to submit the application through harmony in order to deposit their money. If one of the members deposits their federal recovery, they may get up to 6 days early. This only applies to federal, not state. When marketing tax recovery speed, the following elements must always include: Federal tax recovery, up to 6 early days, with direct deposit.
MyPay®Mypay® is only served in selected cases. To be eligible to get MyPay, you must receive mypay direct deposits to your resonance verification account as shown in the MyPay Agreement. Live MYPAT deposit is a qualified deposit from the employer, a salary provider, a government economy motivation, government advantages, or another source of income allowed by automatic clearing (“” ACH “) or the original credit treatment (” Oct “). Your mypay credit and the pre -amount available at any time may change. MyPay is a credit line, and is based on the limits available on the estimated criteria for income and risks. Credit qualified members may be offered between 20 and 500 dollars per payment period. Your credit limit and the maximum advanced available for you will be displayed in the Chime app. MyPay is only currently available for qualified harmony members in some states. Other restrictions may apply. See the BancorP Mypay or MyPay Stride Agreement to get details. To be eligible to get MyPay, you must receive mypay direct deposits to your resonance verification account as shown in the MyPay Agreement. Live MYPAT deposit is a qualified deposit from the employer, a salary provider, a government economy motivation, government advantages, or another source of income allowed by automatic clearing (“” ACH “) or the original credit treatment (” Oct “). Your mypay credit and the pre -amount available at any time may change. MyPay is a credit line, and is based on the limits available on the estimated criteria for income and risks. Credit qualified members may be offered between 20 and 500 dollars per payment period. Your credit limit and the maximum advanced available for you will be displayed in the Chime app. MyPay is only currently available for qualified harmony members in some states. Other restrictions may apply. Sees Pancorp Mypay Agreement or https://www.chime.com/policies/stride/mypay/ For more details.
