Qifu Technology, Inc. announces. On the pricing of the provision of senior transferred components of $ 600 million.

Shanghai, China, March 25, 2025 (Globe Newswire) – Qifu Technology, Inc. Qfin HKEX: 3660) (“QIFU Technology” or “The Company”), which is a leading credit technical platform in China, today announced the pricing of its previously announced offers (“notes” from the remitting observations in a major amount of $ 600 million in worth 2030 (“notes”). Notes were made to people who are reasonably believed to be buyers. Throughout the 1933 Securities Law, they are qualified for the 1933 Securities Law.

The company plans to use clear revenues from observations provided to re -describe the American deposit shares (“ADSS”) and/or regular category (A) Category A in the company simultaneously with the pricing of the notes made and from time to time after pricing the notes made by the distinguished company. The shares re -purchase plan will be operated in March 2025, in addition to the current shares re -purchase plan for the company that was announced in November 2024. The company expects that the offer will immediately accumulate to 2025 profits for each ads (“EPADS”) upon closing, and facilitate the implementation of simultaneous re -obligations (as shown below).

Conditions of notes

The notes will be general obligations that are not guaranteed to the company and bears interest at a rate of 0.50 % annually, and half of them are paid in arrears on April 1 and October 1 of each year, starting from October 1, 2025. The notes will mature on April 1, 2030 unless they are re -equipped, replaced or transferred according to their conditions before this date. Notes may require the company to purchase each or part of their notes for cash on April 3, 2028 or in the event of certain basic changes, in each case, at a re -purchase price equal to 100 % of the main amount of notes plus The interest due and unpaid, if any, to, but with the exception of the relevant date of re -purchase.

Before closing the work on the work day that precedes the fiftieth day of the trading scheduled before the date of entitlement, the observations will be converted with the option of their owners only after satisfying certain conditions and during certain periods. On or after the fifty -signed trading day before the date of the entitlement until the end of the work on the third trading day that precedes the date of entitlement directly, the holders can transfer their notes in their choice at any time. The initial transfer rate of notes is 16,7475 ads, per 1000 USD, the main amount of notes, which is equivalent to the initial transfer price of about $ 59.71 per ads and represents about 35.0 % of the transfer at an increase of $ 44.23. The average notes conversion is subject to the amendment of some events.

Notes are considering settling criticism when converting. Upon conversion, the company will pay money in the total main amount of observations that are transferred and the right to choose a transfer realization settlement for the amounts that exceed the total main amount using cash, AdSS or a set of cash and ads. Category A holders may choose to be chosen from any ADSS delivery when transferred, according to certain conditions and procedures.

In addition, the company may recover cash, but not part of the notes in the event of certain changes in tax laws or if it is less than 10 % of the total main amount of observations originally released at this time, in each case, at a recovery price equal to 100 % of the main amount of notes,,,,, plus The interesting and unpaid benefit, if any, to, but with the exception of the relevant date of redemption. Any recovery may occur only before the fifty trading day that precedes the date of the entitlement.

Concurrent and future purchase under the re -purchase plan in March 2025

The company’s board of directors approved the shares resetting plan in March 2025, according to which the company is authorized to use all the net revenue from the notes that provide the re -purchase of ADSS and/or regular shares of the Class A. This includes (1) includes the simultaneous purchase (as shown below) and (2) Re -purchasing AdSS and/or from the Class A from the regular stocks of the company in the open market and/or through other means after pricing. Notes and from time to time.

According to the shares re -purchasing plan in March 2025, in conjunction with notes display rates, the company plans to purchase ADSS with a total value of about 230 million US dollars from some buyers from some notes, at a price outside the market, the transactions that have been reported in particular are negotiated, equal to $ 44.23 USD. Nasdak on March 25, 2025 (such transactions, “coincidence re -purchase”). It is expected that the simultaneous re -purchase will facilitate the preliminary hedges by buyers from notes who wish to hedge from their investments in the notes, as the company intends to re -purchase the entire primary delta for treatment. This will allow buyers of observations to create short positions that generally correspond to commercially reasonable first hedges for their investments in notes.

In addition to the simultaneous re -purchase, the company may purchase the ADSS and/or the regular category of category A after pricing the observations submitted and from time to time according to the March 2025 sharing plan. The re -equipment of shares in the open market may be carried out at the prevailing market prices, in the transactions that are negotiated from the private sector, in the deals of blocks and/or through other means legally allowed, depending on the market conditions It will be implemented according to all the rules and regulations in place, including the requirements of the 10B-18 and/or/or rule of 10B5-1 in light of the disbursement of American American papers 1934, as is the case with the prepared.

It is generally expected to indicate the simultaneous purchase and future re -purchase in accordance with the company’s re -purchasing plan in March 2025, to a clear mitigation for the potential mitigation of the company’s category holders in regular stocks (including in the form of ADS) when converting notes, taking the method of settlement in the notes.

Other issues

That is, the company to purchase the company, whether it is the synchronous repurchase and the future re -purchase according to the company’s re -purchase plan in March 2025 or reduce the size of any decrease in the market price and/or regular prices in the category A, or reduce the volume of any decrease in the market price and/or normal prices of category A.

The company expects that potential buyers for observations will use a convertible arbitration strategy to hedge from being exposed to observations. None of these activities may be affected by potential buyers of observations that follow the pricing of observations and before the date of the entitlement on the market price for ADSS and/or regular category A and/or trading price for observations. The impact of the activities described in this paragraph, including the direction or size, on the market price for ADSS and/or Class A, depends on regular stocks and/or the trading price of notes on a variety of factors, including market conditions, and cannot be verified at this time.

Notes, the delivery adssted AdSS was not registered when the notes are transferred, if any, and the regular shares of category “A” or delivery when converting notes instead under the Securities Law, or any securities laws in any other places. They may not be presented or sold within the United States or to American people, with the exception of people who are reasonably believed to be founded founders who are qualified to rely on exemption from registration submitted by Qaeda 144A under the Securities Law.

The company expects to close the notes made on or around 27 March 2025, taking into account the usual conditions of closure.

This press statement should not constitute an offer for sale or request for an offer to purchase any securities, and there should be no sales of securities in any state or specialization that this offer, contact or sale will be illegal.

This press statement contains information about displaying suspended notes, and there can be no guarantee that the notes will be completed.

About QIFU technology

QIFU technology is a leading credit technical platform in China. By taking advantage of advanced automatic learning models and data analysis capabilities, the company provides a comprehensive set of technological services to help financial institutions, consumers and small and medium -sized companies in the loan life cycle, which ranges from obtaining the borrower, assessing initial credit, matching funds and post -disposal services. The company is devoted to making credit services easier and customized for consumers and small and medium -sized companies through credit technology services for financial institutions.

For more information, please visit: https://ir.qifu.tech.

A safe port statement

Any demand data contained in this press statement is submitted under the provisions of “Safe Harbour” from the 1995 litigation reform law. QIFU technology may also issue written or verbal data in its periodic reports to the American Securities and Exchange Committee (“SEC”), in advertisements that were entered on ECKTE of Hong Kong Limited (“Hong Kong back “), in its annual report to shareholders, in the field of press data and other written data that it makes. Data that are not historical facts, including the company’s beliefs and expectations, are aspecting data. Informed data includes inherent risks and doubts. A number of factors can cause actual results materially from those mentioned in any aspective phrase, which include factors, but not limited to the following: the company’s growth strategies, the company’s cooperation with 360 groups, changes in laws, rules and regulatory environments, identifying the company’s brand, learning the market in industries, China’s accuracy in the field of credit, and assuming the government related to the company. The world, the assumptions behind or related to any of the above. More information related to these and other risks and doubts are included in QIFU Technology files with SEC and ads on Excination Hong Kong. All information provided in this press statement is from the date of this press statement, and QIFU technology does not undertake any commitment to update any aspective statement, except for what is required under the applicable law.

For more information, please contact:

Qifu technology

Email: Ir@360shuke.com