When Akaisha Kaderli was diagnosed with breast cancer in the third stage while traveling around the world with her husband, Pelly, the couple had to make a decision.
They can abandon the Bedouin lifestyle they have lived for more than 30 years and return to the United States to move in treatment through Medicare Advantage. Or they can Pay the pocket for health care abroad. They chose the latter – Pelly said he did not leave his wife’s side.
“She was a soldier on this issue,” he said. “I saw it every night and every morning.”
The first retirees said that the planes are “not a holiday, it is a lifestyle.” Before the diagnosis of Akaisha, they spent most of their days in the experience of new cuisine in Southeast Asia and Softening On Italian beaches.
A serious medical diagnosis can be hindered by the pension planning course. Business Insider has heard of dozens of older Americans who spent 401 (K) on medical bills, He went to the debt, or returned to work so that they could bear the costs of care. For the elderly who have limited savings who live primarily on social security, the cost of doctors and unexpected prescriptions can be devastating.
With the continued high health care costs in the United States, some Americans choose “medical tourism”. Whether it’s optional procedures or life rescue treatment, people like Kaderlis are looking for ways to provide health care without breaking the bank. While the data is limited, the Centers for Disease Control and Prevention reported this Millions of Americans Find health care in another country every year – the most common to Mexico, Canada and the Caribbean.
“We were at the age of 72 and we had a great life,” said Akaisha. “I am not looking for death, but I will not spend my money on hospitals and drugs.”
Akaisha Kaderli received breast cancer treatment in Mexico and Southeast Asia.
Photo courtesy akaisha and billy kaderli
Kaderlis sought cancer treatment abroad to save money
Akaisha and Billy says they were among the first adopters of the fire movement (financial independence, and early retirement) and continued to maintain wealth through Long -term and low -budget investments. Before retirement in the late thirties, Akaisha turned a restaurant while Billy filed jobs as a chef and a brokerage company. They invested most of their money at S&P 500, and when they stopped working, they started traveling-often lived for several months in low-cost countries.
Kaderlis said they kept an American health insurance plan during the mid -fifties of the last century so that they can take care of the United States if they need it. Most insurance in the United States does not work abroad, and they keep the plan as a safety network for any dangerous medical needs. They later joined the advantage of medical care soon from qualifying for social security at the age of 62.
But when Akaisha was diagnosed with cancer, the couple said they quickly decided to avoid the American health care system. They do not know exactly what will cost them cancer treatment in the United States with Medicare, but Billy said he was confident that the option would have provided them with money, and it would “take longer through all collars” to find network providers. The third stage is a treatment for breast cancer in the United States More than 100,000 dollars Even patients with insurance can be left with sharp payment bills.
For a total of $ 18,807 of her pocket, Akaisha received diagnostic tests in Thailand, a follow -up examination in Vietnam, breast removal surgery in Mexico, and some recovery care in western India. Its treatment system lasted a few months from the day of its diagnosis.
“I wanted to live my life, so I took the cheapest option,” said named. “This is the option that we had taken in any case, but I don’t like the idea of spending $ 100,000 or $ 200,000 on a medical procedure when I can get a great kind of care for $ 20,000.”
Now, Akaisha is treated and recovered. She and Billy are not planning to slow their lifestyle anytime soon: they live in Arizona for a period of time before spending summer in Mexico and Thailand, the cold months in the Caribbean Sea, and Spring in the Mediterranean Sea.
“It has become better and better,” said Akaisha. “This is the life that we were supposed to live.”
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