When I was only 7 years old, I sat next to my father while sorting through customer data, receipts and bills. He explained to me things while working, such as expenses, how the balanced budget works, and what a bill means.
Money was not a secret subject in our house; we king To address it. My parents were accountants, so our dinner table often doubled as an additional office.
When I was 8 years old, I wanted to sell candy in the neighborhood. My parents first helped me build a small action plan. Then teach me where I should store the money that I won, and provide concepts such as savings, the cost of goods, and what it means to re -invest profits.
From that point, financial talks have become part of our family’s rhythm. At dinner or breakfast, we were talking about savings accounts and how to plan more important purchases.
However, I made errors with my work when I grew up.
I followed my love for financing as a professional
Those early lessons are stuck with me. I wanted to explore the financial world more, so I specialized in financing and started working in this field as quickly as possible.
After I started working full time as a financial manager, I wanted to enjoy the freedom that came with more money. I went to happy hours with co -workers, joined group dinner, and said “Yes” to Getaways on the weekend. Everything was normal, like the type of life that a young professional should live.
Initially, spending does not seem a big problem. It was never a huge one-time purchase-just dinner here, flights there, gifts, experiments.
I was still bearing the budget, but I was spending more quickly than I got. I said to myself I can manage it.
But I was not running it. I was more and more credit card, and I convinced myself that this was temporary. In the end, I was continuing until I did not.
I have knocked on Babi credit card
I felt shy – not only because I was in debt, but because I should know better. I learned early on the power of savings. I had the honor to erase the financial illiteracy that most people miss.
Financial literacy was not enough to prevent and predict poor money; He had to do with something other than just literacy.
Nobody told me at all what to do when the desire to belong to your financial logic excels. No one told me how easy it is to pass a card when you try to build what could be your professional identity. I knew tools and concepts, but I did not learn how to deal with emotional pressure that could come with social expectations.
So I started looking inside. Slowly, I started to change my relationship with money and realized the emotional and psychological aspects of money. I stopped saying “yes” to everything and started interested why I say “yes” and the emotional roots of my behavior.
Today, I think about money differently. He gave me financial literacy the basis, but learning to move on the emotional side of money really changed my life.
