Is Pennie Financial Legit?
Despite some deep drilling, we cannot make sure that Pennie Financial is a legal loan market. It claims that it was founded in 2022, but we cannot find a lot of information about it – outside its website – and does not provide any contact information.
It says it is a loan market, but based on fine printing, it takes your information and sells it or shares it with the third party providers. In addition, we could not find any positive reviews and there is no evidence that anyone gets a loan through it.
Where you shorten the financial Benny
Where do you start? According to reviews on TRUSTPILOT and third -party reviews, Pennie Financial strengthens itself as a market that provides “income -based” personal loans and unification loans.
However, she really tries to connect you to the debt settlement program, which is very misleading for potential borrowers looking for a legal loan. Unfortunately, this type of deception is very common in this space.
What makes Bani Mali shine?
There is nothing to be recommended in Pennie Financial. If your balance is not the best, you may want to look at a lender like UPSTART, which is considered any credit and uses additional criteria to determine the approval of the loan. You may also want to consider other options, such as Advance Cash applications – that do not make credit checks at all – or other lenders who offer loans to bad credit borrowers.
Personal loan details between me
| The minimum credit/credit range | No minimum |
| April | It starts from 5.99 % |
| Loan | Up to $ 100,000 |
| conditions | Up to 7 years |
| Approval | As soon as the next day |
| Availability | Not available in: Contecticut, New Hampshire, Vermont, Washington |
| expenses | Unveiled |
| Other fees | Unveiled |
Financial contact information between me
| Phone number | Unveiled |
| Customer service hours | Unveiled |
| Unveiled | |
| Q, previously Twitter | us |
| Betni |
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Based on the terms of your loan
| major | $ |
|---|---|
| interest | $ |
| The total cost | $ |
How do you qualify Labini Financial
The only rehabilitation requirements that Benny reveals are that you need to be at least at the age of 18 years and do not reside in the state of Connecticut, New Hampshire, Vermont or Washington to use its website. Also, active military members do not accept another red mark because this usually means that loan products violate the Military Equipment Law (MLA).
How to compare me with the financial lenders
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What is the degree of the researcher?
Finder Score Reduces 6+ types of personal loans across 50+ lenders. It takes into account the interest rate, fees and features of the product, as well as the type of loan, for example, the investor, the variable, the fixed rate – this gives you a simple degree of 10.
Read the collapse of the complete researcher’s degree
Reviews and financial complaints between me
| BBB certified | no |
|---|---|
| BBB classification | us |
| BBB customer reviews | No reviews |
| TrustPilot degree | 2 of 5 stars, based on 13 customer review. |
| Customer reviews have been checked as of | March 18, 2025 |
Pennie Financial does not have a page at Better Business Bureau (BBB). She has a TrustPilot page, but she only has two five -star and all negative comments.
The auditors cite wrong ads, bait and switching tactics, as the company says that it provides loans, but then tries to urge people to participate in debt relief programs. There are also complaints of excessive seam and the wrong demand that the loan approval depends on your income, not your credit degree.
What do people say on Redit?
There is not much gossip about Pennie Financial on Reddit, but stickers tend to agree that the company does not offer loans – it tries to make you on a debt dilution program.
Related questions
Do Benny offers loans?
no. It does not have loan products of any kind. It may have partners who provide different types of loans – or loans may be just part of the debt settlement services that share it.
Will progress with Pennie Financial affect my credit?
may. Benny says that the application only leads to a soft credit examination, which does not harm your degrees. However, in fine printing, she says that by submitting a loan application, among other things, the company agrees to “conducting a credit examination with transunion, Experian and Equix.” Moreover, some auditors said that a difficult credit examination had been conducted although they had not accepted any offers.
