Are blue mountain loans legitimate?
Blue Mountain Loans is a legitimate company, but it is also a tribal lender, which means that it can charge high APR shipments that they are often classified on a “predator” by former customers. The company is not approved by the Best Business Office (BBB) and has a F -classification, most likely because it does not respond to complaints on the site.
Customer reviews on BBB are 100 % negative, as all auditors give the company one star – the lowest possible classification. In the terms of the service, Blue Mountain loans states that it protects customer data but does not give details about how to achieve this.
Where the blue mountain loans are shortened
The largest area where blue mountain loans is located is the ability to afford costs. There is no APR start running on the company’s website, but it tops 660 % – much higher than you find in other online lenders such as UPSTART, Opploans and Credible. With high prices, borrowers can find it difficult to afford payment. Even Blue Mountain Loans warns visitors to its website that “this is a very expensive form of borrowing.”
What makes blue mountain loans shine?
The biggest benefit of borrowing through blue mountain loans is the ease of qualification. There is no minimum credit on the site, and the company encourages poor credit for progress. You can be eligible for a loan if you have bankruptcy in your past.
Blue mountain loans are disbursed quickly compared to many other lenders (especially traditional, such as banks and credit federations). Once you agree to your request and sign the loan agreement, you can get your money as soon as possible on the same day. If funding is not on the same day, you must get it by the next business day at the latest. However, with these high prices, it is worth exploring options like Blue Mountain Loans that provide rapid financing but at lower prices.
Blue mountain loan loans details
| Credit | Bad credit has been accepted |
| April | Up to 660 % |
| Loan sums | $ 100 to $ 1,200 |
| conditions | From 4 to 12 months |
| turn around | Receiving money as soon as possible on the same day |
| expenses | $ 30 for payment fees No pre -payment penalty The construction of the loan and late payment fees may apply |
| requirements | Account account Firm An American citizen or a permanent resident 18+ years |
| Availability | Not available in: Arkansas, Connecticut, Illinois, Maryland, Massachusetts, New York, Pennsylvania, Vermont, Virginia, West Virginia |
Blue Mountain Loans Information Contact Information
| Phone number | 833-289-6600 |
| service@bluemountainloans.com | |
| address | 1420 Girfille Road, Wing 1, Santa Rosa, California 95403 |
| connected | Blue mountain communication form |
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| major | $ |
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| interest | $ |
| The total cost | $ |
How to qualify for blue mountain loans
Not only does Blue Mountain loans contain some simple qualifications that need to be confronted. Includes:
- He is 18 years old or older
- Be a permanent American citizen or resident
- Get an active contest account in your name
- Be able to show evidence of a fixed income
How to apply
If you are considering a loan through Blue Mountain Loans, here are what you can expect from the application:
- Fill an online request. You can start the online app by entering the amount you want to borrow and provide your personal information, banking services and employment. You may need to agree to check the credit.
- Talk to an actor. After submitting your request, Blue Mountain Loans reviews it and has a representative connection to inform you if you have been approved.
- Take a look at the loan documents. Once you agree to your loan, you must receive a loan agreement. Review the terms carefully before signing to ensure that the payment costs are able.
- Receive your money. Money is usually sent to your bank account by the next business day at the latest, but you may be able to receive it on the same day.
- Start paying the loan. You can pay your loan by automatic drag from your bank account, treasurer check, or money transfer. Payments are made either weekly, every two weeks, semi -monthly or monthly, depending on your loan agreement.
How to compare blue mountain loans to other lenders
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What is the degree of the researcher?
Finder Score creates 3+ types of short -term loans across 65+ lender. It takes into account the interest rate, fees and features of the product, as well as the type of loan, for example, the investor, the variable, the fixed rate – this gives you a simple degree of 10.
To provide the result, we compare the similar loans. So, if you compare the best short -term loans for all kinds of credit, you can see how you accumulate every short -term loans for other short -term loans with the same type of borrower, price type and type of payment.
Read the collapse of the complete researcher’s degree
Blue mountain loans and complaints
| BBB certified | no |
|---|---|
| BBB classification | and |
| BBB customer reviews | 1 out of 5 stars, based on 10 customer reviews |
| Customer reviews have been checked as of | March 17, 2025 |
There are only 10 reviews about Blue Mountain loans on Better Business Bureau, all of which give the company one star. The basic complaint is that Blue’s mountain loans are a predatory lender that charges high interest rates. Customers complain of high payments, making it easy to backward and leave their verification accounts in negative language.
Some complaints revolve around the application process, saying that it was initially approved to obtain a loan and then rejected. Mention the last non -professional communication method of the company and accused it of leaking their personal information.
There is no formal profile for Blue Mountain loans on TrustPilot, but there are a few former customers who leave comments on the Blue Mountain sheets page, believing that they are on the lender review page. The vast majority of reviews clearly indicate negative blue mountain loans, warns others against using the lender.
What do people say on Redit?
While many posts on Reddit warn people of tribal lenders in general, there is only one indicating Blue Mountain loans specifically. In this position, the optional protocol requires advice to help her cousin, who received a $ 2000 loan with the company at a 400 % interest rate. Even after paying more than $ 5500 to the loan through payments of $ 350 per week, only $ 70 went to the manager. Redditor wants to know how their cousin can get out of this course.
Related questions
Are blue mountain loans competitive?
No, the price of blue mountain loans is not competitive – in fact, it is very high. With up to 660 %, it receives much more than traditional lenders or even online alternative lenders. As a pre -lender, Blue Mountain Loans can charge these sharp prices legally, but you should carefully think if you want to get a loan with these high costs.
Is it easy to get the loan through Blue Mountain Loans?
Yes, it is somewhat easy to obtain a loan through Blue Mountain loans – it does not have the minimum credit degree requirements, and it often takes your income. He even accepts borrowers with past bankruptcy.
What credit I need to obtain financing through Blue Mountain’s loans?
Blue Mountain Loans does not list a minimum credit on its website and it is reported that he works with borrowers who have bad credit.
