Cardano is usually not the first place where people search for Defi Innovation. But projects like Fluidtokens They started challenging this assumption, focusing on the basics such as decentralization, stability of fees, and long -term expansion.
This vision begins with the Aquarium system, Fluidtokens system to make Bitcoin useable in Cardano Defi. Babylon fees, which allow users to cover the costs of transactions with any original Cardano code – including Bitcoin Glory – without the need for Ada. Then there is MidGard, a lightweight roll designed to accelerate transactions while continuing to rely on the safety of the Cardano base layer.
In these questions and answers, we are talking to Fluidtoksens, Matteo Copola, about what they are building behind the scenes-from the new lending protocol to a broader vision to touch Bitcoin, realistic origins, and others.
Building where it matters – why is it more than a home base
Beincrypto: Building on Cardano is often overlooked in the narration that is dominated by ETAREUM. What are the strategic advantages that Cardano Fluidtokens has provided, along with the usual conversation points about fees and time?
Matteo Coppola: Ethereum has the first market feature in the smart contract economy, and thus his account model has been used as a standard for many years. Instead, Cardano maintains the original Bitcoin structure, which expands it to allow the appropriate UTXO smart contracts.
Now that the General Web3 community faces the account model restrictions, the UTXO -based Blockchains can appear a better alternative, all connected properly by Cardano.
Cardano Fluidtokens provides an unrealistic online environment that can always fill the assets between Blockchains UTXO like Bitcoin and any layer 2 that connects its safety to the UTXO 1 layer.
In addition, Cardano has one of the most vital societies, as its numbers are not manufactured by robots and trade in washing, but through true attention to real people.
Fluidtoksins has been a pioneering ecological system in Cardano since 2022. It is currently the only ecosystem that has published real Defi protocols on the Bitco-1 layer, so it is not rational to continue to support and improve Carano.
Beincrypto: The Babel Aquarium fee offers a different way to think about the incentives of the user. What prompted you to design it in this way, and what types of user behavior that you hope will encourage?
Matteo Coppola: Blockchain is an essential part of any Web3 staple-but the end users should not be burdened by the complexities of building transactions or settling the chain. The experience should be simple, safe and smooth.
This is impossible if the user has to own and manage the ADA, the original currency that Cardano accepts to implement transactions. For example, how can the average person know where to buy ADA, how to deceive, how to do the annoying Kyc in a central exchange, how much it must be purchased, how to send it to his non -guardian portfolio? All this should be avoided if ADA is not necessary in its daily operations.
Aquarium allows users to pay transaction fees with custom symbols, such as stablecoins, in a completely decentralized way. The open market ADA provides transaction fees in exchange for a certain amount of the other distinctive symbol, allowing to meet the supply and demand and simplify the user experience.
Aquarium will also enable Bitcoin users to carry out Defi operations on Cardano without having to possess any Ada, enabling Cardano formally as the Defi layer for Bitcoin.
Beincrypto: Midgard plays a role in the Fluidtokens approach in scaling. How do you fit the wider road map to expand access to Defi while maintaining compatibility with decentralization?
Matteo Coppola: We build MidGard in cooperation with Anastasia Labs to solve Cardano Fast-Finality and low whipping problems that are inevitably corresponding to any properly decentralized Blockchain.
In Midgar, our Defi products can become very competitive with those traditional, enabling actual time, video game economies, and daily retail payments.
In conjunction with the pelvic pelvic fees, the user experience begins to become very close to the old traditional system while maintaining the primary side – terrorism.
Beincrypto: Fluidtokens introduces a new lending protocol. Can you walk through the basic idea behind it and what are the specific problems that aim to solve other protocols that have not yet been addressed?
Matteo Coppola: The new Fluidtokens lending protocol is designed in a very standard way to accommodate an impressive number of different types of loans. The aim of this is to apply a different flavor of lending to ensure that all categories of users are finding what they are looking for on both lending and borrowing.
Lessers, whether individuals or institutions, can allocate everything starting from interest rates and conditions of liquidity to installments, papers, side types, filter settings to the end of the optional loan. This level of configuration makes it easy for them to meet their very specific requirements.
On the borrowing side, users can easily move between a large number of different offers and even request specific loans to find the best deals around the world. All this is wrapped in an intuitive user experience with wide automation to make the entire process simple and effective as possible.
Bring RWA and Bitcoin to Defi’s Cardano game
Beincrypto: The origins in the real world (RWAS) have become the word ton in Defi, but real traction is still limited. From your point of view, what should happen-traditional and organized-for institutions to use useful with the guarantee of the chain?
Matteo Coppola: Web3 space allows access to markets that may be out of reach, while RWAS seizures create chances of players of any size.
The traction is limited to at least two main reasons: the generations of the older users tend to use the traditional Web2 platforms to buy virtual assets, and are still clear legislation on RWAS absent in many countries.
In fact, as happens often, the law fails to progress technological progress, and institutions must adhere to strict compliance and the loss of RWA’s chances in order for a friendly repetition of the law.
In Fluidtokens, we work on our Defi products that expect this industry, allowing RWAS of any kind to use it as a guarantee for safe and immediate liquidity.
Beincrypto: Fluidtokens expressed interest in the Defi dam with Bitcoin. What is the thinking behind this trend, and how do you see Bitcoin contribute to a more operating Defi ecosystem?
Matteo Coppola: In 2024, Fluidtoksens issued a technological framework called Bitweave to create appropriate Defi Protocols on Bitcoin L1 without the need to bridge the assets to other Blockchains.
The annoying problem is that in Bitcoin L1, you still have to face long treatment times and graphics nails that may sometimes hinder your Defi experience. In addition, the user experience is highly dependent on the Bitcoin Ltd.
Therefore, it becomes necessary to have a safe layer with a more expressive susceptibility, where smart contracts can be implemented on UTXOS that contain your assets (BTC, Rono, decrees, and more).
As it turned out, from the perspective of encryption, the most secure and most trusted way to fill the huge Bitcoin liquidity to the Defi world is through Blocchain UTXO like Cardano. We are actively working on this side, as we contribute alternatives to the solutions that have been proposed so far.
Moreover, from the view of Fluidtoksens, we wanted to unify our ecosystems, which are currently on Cardano and Bitcoin, to simplify the user experience. In the ideal web3 world, any BTC holder must be able to connect its wallet and participate in the Defi protocols that earn the return without realizing that there is an unreliable bridge and that it is currently present in another series.
What Defi needs now and the Millennium: privacy, integrity and purpose
Beincrypto: With the development of Defi, the tension between privacy and compliance intensifies. Where do Fluidtoksens draw the line, and how should the industry think of privacy amid increased monitoring?
Matteo Coppola: Defi has the unique ability to exist among all possible degrees of privacy and compliance. The basic idea that we should always follow is to protect our digital assets that accept compliance procedures only when they are completely necessary.
For example, the economy should protect from counterpart to privacy and complete freedom, while Stablecoins from an institutional provider, we necessarily need to adhere to the rules of anti -terrorism and accept KYC. To improve the situation more, the zero knowledge evidence allows the proof of Kycs and Kybs without detecting actual personal information.
Moreover, Blockchains such as midnight can hide all the details of transactions that allow companies to be compatible with privacy and protected from competitors analysis on the chain. That is why Fluidtoksens also builds in the middle of the night: users, companies and institutions can find the appropriate way to provide liquidity and raging, and expand the scope of opportunities on Web3 without prejudice to their business model.
Beincrypto: In a more personal note – what kind of driving do you think is the next chapter of Defi requirements, and how do you form a Fluidtokens culture to meet the moment?
Matteo Coppola: In the past years of encryption, we have seen many Web3 fraudulent companies that have sacrificed morals and respect towards society in order to extract all possible value, FTX, for example.
Now instead, we often see that all the main players are very competing, and they offer returns with distinctive symbols and derivatives that are safe until the current will go in the right direction. However, it is actually a card of cards where one wrong movement in the base can cause a general collapse.
The new type of leadership that Defi needs is made of experts who really care about decentralization and fair financial opportunities, as the solutions presented solve problems in the real world and facilitate a global financial world that is uniquely made of memes and doubtful digital workers.
in FluidtokensI pay the team to work and fight to achieve Bitcoin’s original vision for a fair, safe and transparent financial future.
Disintegration
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