Is Advance America Legit?
Yes, Advance America is a legal lender that provides loans for evaluation, payment day loans, credit lines and ownership loans for bad credit borrowers. She has been working for more than 25 years, manages more than 800 stores across the country and has issued more than 157 million loans so far.
Advance America uses safety measures that are compatible with federal law, including computer guarantees and building buildings and files to secure personal and banking information.
Despite the precautions, Advance America was named in multiple collective lawsuits claiming that the company has failed to protect customer information enough, which led to data breach in February 2023. The lawsuits also say that the company failed to notify potential victims of breach until August 2023.
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Finder Score creates 3+ types of short -term loans across 65+ lender. It takes into account the interest rate, fees and features of the product, as well as the type of loan, for example, the investor, the variable, the fixed rate – this gives you a simple degree of 10.
To provide the result, we compare the similar loans. So, if you compare the best short -term loans for all kinds of credit, you can see how you accumulate every short -term loans for other short -term loans with the same type of borrower, price type and type of payment.
Read the collapse of the complete researcher’s degree
What makes Advance America shine?
It is good to be a transparent advance America about their prices, conditions and loan options. You just need to search by your state to know the loans you provide and the amount of borrowing. It also provides the conditions and prices that you may expect, so that you can get an idea about the amount of your cost and the time you must pay. The rates are high, but you know what you get before progress.
It also gives borrowers the option to apply online or personally. Personal progress can be useful for those who may not have access to the Internet or prefer helping to choose a loan based on their specific needs and financial situation.
A short advance America is located
One of the risk of loans for people with poor credit is high prices. The fine rates vary depending on the situation, but range from 120 % and 500 % or more. The price of the address loans is announced up to 36 % for the amounts of more than $ 5,000, but this is because you use your car as a guarantee.
There are also significant differences, depending on the situation in the types of loans available and the amount of borrowing. For example, a few countries do not provide credit lines and many countries only offer loans to pay less than $ 1,000. Therefore, based on where you live, you may not have many options through Advance America.
Details of the advanced American loan
| The minimum credit/credit range | No minimum |
| April | 36 % to 500 % |
| Loan sums | Up to $ 5,000 for most loans and credit lines 2000 dollars to $ 25,000 for royal loans |
| conditions | Two weeks to 24 months |
| Approval | Once the same day |
| Availability | Available in: Alabama, California, Dilayer, Florida, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, Mississippi, Missouri, Nevada, Ohio, Oklahoma, Rod Island, South Carolina, Tennessee, Tota, Weskonsen, and Diminesen. |
| expenses | Late fees NSF penalties |
| Other fees | unknown |
Advance America Contact Information Contact
| Phone number | 844-562-6480 |
| Customer service hours | Week days: from 8 am to 9 pm Saturday: from 9 am to 6 pm |
| Copment@advanceameica.net | |
| Q, previously Twitter | UADVANCEAMERICA |
| The progress of America |
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| major | $ |
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| interest | $ |
| The total cost | $ |
How to qualify for progress in America
Here’s what you will need to qualify to get a loan in Advance America.
- Identity confiscated the government
- Social Security number
- Active verification account
- The latest evidence of income
Some qualifications may vary depending on the type of loan and whether you are applying online or personally. For example, some countries may require a personal check for the payment day loans, and the address of the address of the car address and the proof of accommodation, such as the facility bill.
How to apply
If you make a personal application, the loan specialist passes through you during the application process and exceed the loan options available in your area. You can receive money at a speed of up to 15 minutes.
Follow these steps to apply online to get a payment day loan, installment loan, or credit line:
- Please visit Advance America and choose Serve now.
- Fill in the loan application, including contact information, income and bank details.
- Get a decision within minutes – some loans may require a difficult credit examination.
- Follow the instructions to choose your loan amount and provide your electronic signature.
Requests that were processed are usually funded before 10:30 am on Eastern time on the week on the same day. Otherwise, you should get loan returns on the next business day.
Advance Americana reviews and complaints
| BBB certified | Yes |
|---|---|
| BBB classification | A+ |
| BBB customer reviews | 1.44 out of 5 stars, based on 49 reviews of customers |
| TrustPilot degree | 4.9 out of 5 stars, based on 112,699 customer reviews |
| Customer reviews have been checked as of | May 06, 2025 |
Advance America mainly has bad reviews on Better Business Bureau (BBB), most of whom believe the company is a fraud. In fact, the fraudsters seem to use the name Advance America to obtain banking information for consumers and steal their money. The company states that you can only get a loan from the store’s website or through its safe site. It will never call you or send a text message to you with a loan display.
The company gets very high signs of TrustPilot with a classification of 4.9 out of 5 stars. Customers praise excellent customer service, fast approval and financing. But there are some complaints related to billing and payment issues or difficulty in making online updates for their accounts.
What do people say on Redit?
There are many themes on Reddit about Advance America, with comments from people who fell for it, were contacted or warned others about it. A few Redditors obtained legal loans from the company and said it was an easy process, although one of the customers said he had had to visit a physical site. Others have described the advanced America as a predatory lender at very high rates.
Related questions
How difficult to get a loan from Advance America?
This really depends on the type of loan. The company does not make solid credit checks to obtain loans on the day of payment, which is easy to obtain as long as you have an income source and a bank account. Obtaining installment loans and credit lines may be more difficult because it requires a difficult credit check.
How many loans on the payment day can I get once?
In most states, you can only get a one -time payment loan from Advance America. You usually need to pay your loan completely before you are eligible to apply for a new loan. Some countries may also require a cooling period between loans.
Can I get a title loan if I still pay my car loan?
no. You need to have your car address to get a title loan through Advance America.
“Advance Advance America Breach Class, claims that the company has failed to protect consumer information.”[/article_Source]
