Buy now, Pay Later Services Klarna said it used Ai Doppelganger from Sebastian Siemiatkowski CEO to report its quarterly profits on Monday.
AI Avatar appeared in a video on the official YouTube channel in Klarna to offer the most prominent profits. She wore a brown jacket that reminds us of one in Simiakovsky companies, and regardless of the lack of flashing and suspects Lips synchronization, there were no great gifts.
“Our first strategy of artificial intelligence is to pay exceptional returns, and we outperform competitors, our merchant networks are expanding quickly, and our products from the next generation are reshaping money for millions,” the human Simiakovsky said in a press statement.
The move comes at a time when Klarna, who last month, was trying to subscribe to ice due to economic uncertainty, to distinguish itself as Amnesty International. In the press statement, Clarna said it was “simplifying” the workforce by 40 % since 2022.
In 2022, 800 employees were expelled, while some quietly offered the exit package last year after they were placed in a “talent gathering”. In February 2024, Clarna announced it Openai customer service agents who make AI employees equivalent to 700 full -time human employees.
Klarna has recently formed partnerships with platforms like Walmart, Ebay and DooDash, but consumer monitoring has been worried for a long time of the possibility of excess spending under BNPL services. Under Biden, and Consumer Financial Protection Office has dealt with BNPL service providers as a credit cards lender, which requires stricter protection on disclosures and disputes. On May 6, CFPB said in an advertisement that he no longer imposes the base and sees its cancellation.
Federal Reserve It was found in 2024 BNPL users are likely to rely on highly beneficial and more fragmented financing tools. Lendingtree,, Online lending market, it was also found in the April poll that 41 % of BNPL users in the United States were late during the past 12 months, up from 34 % of last year.
The latest Q1’s results in Klarna also show that an increasing number of people may not pay their loans. While the revenues grew by 13 % on an annual basis and reached 100 million active users, Klarna as well Her net losses have doubled From $ 47 million in the first quarter of 2024 to $ 99 million in the first quarter of 2025 – an increase of 110 %.
During the profit call on May 19, Clarna attributed the height of losses to many time -time costs related to stockpiles, stocks based and restructuring.
Consumer credit losses in Klarna, whose financial report in the first quarter said was “driven by the accelerated expansion of the wage at a later time and fair financing products.” The first quarter of Klarna witnessed a 17 % increase on an annual basis in credit losses from $ 117 million to $ 136 million.
Clarna did not immediately respond to the requests for comment.
